About

We exist because local businesses are getting fleeced.

Zero Swipe is a small, U.S.-based team that's spent a decade inside the payments industry watching merchants get crushed by fees they didn't understand. We built the company we wished existed.

Payment processing is a $200B/yearindustry built on opacity. Tiered pricing, monthly "service" fees, PCI fees, statement fees, batch fees, gateway fees, interchange-plus that nobody can math their way through.

The processors got rich. The local business owner got tired.

We built Zero Swipe to do one thing well: get U.S. merchants onto a fully-compliant 0% processing setup, with hardware that actually works, and support that actually answers. No tiers. No surprise fees. No annual review where the rate creeps back up.

$84.2M

Saved for merchants to date

2,431

Active merchants on Zero Swipe

38s

Avg. support pickup time

5.7d

Median time-to-live

How we work

Three rules. No exceptions.

Pricing you can read out loud.

If we can't explain a line on your statement in a sentence, it shouldn't be there. So it isn't.

Support that picks up.

U.S.-based, 24/7/365. Average pickup time is 38 seconds, and we publish it every quarter.

No long-term lock.

Month-to-month, no termination fees. If we ever stop earning your business, you should be able to leave in a day.

See if 0% is a fit for your business.

60 seconds. No credit pull. No commitment.

Start Qualification →