If we don't answer it here, ask us. We'll add it to this page and probably copy your wording — that's how we found the right way to answer half of these.
Yes — in all 50 states. We operate under a compliant cash discount / dual pricing structure that's been the industry standard since 2018, explicitly permitted under federal law (Durbin Amendment, 2010).
There isn't one for you. The card-using customer covers the processing fee — the same way they already pay an extra 5–10 cents per gallon at every gas station in America.
No. Surcharging is a per-card upcharge with a network-defined cap (4% max) and additional disclosure rules. Cash discount / dual pricing is a different, simpler structure where the listed price is the cash price.
98% of merchants we onboard report zero pushback in the first 90 days. The dual-pricing structure is identical to what customers see at gas pumps every day.
Yes — and we ship it with your hardware. Door decal, register placard, and pre-approved language for your menu, website, and receipts. All compliant out of the box.
Our program complies with current Visa and Mastercard rules for cash discount programs. We monitor rule changes and update your setup proactively.
Most merchants are live in 5–7 business days. That includes underwriting, hardware shipping, signage delivery, and a 30-min staff training call.
We can often migrate your menu, inventory, and customer data. Mention your current setup in the qualification form and we'll handle the rest.
No. We schedule the cutover during your slowest hours (usually overnight or before open), and we run a parallel test transaction before pulling the trigger.
No. Month-to-month, no early termination fees, no annual reviews. If we stop earning your business, you can leave in 24 hours.
Yes. No leases, no deposits, no buyout fees. The hardware is yours from day one. If you leave Zero Swipe, you keep the equipment.
No PCI fee, no statement fee, no batch fee, no gateway fee, no monthly minimum. The only fees you'll ever see are network fees that get passed through 1:1.
The fastest answer is a 60-second qualification.