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How it works · The mechanism

Dual pricing, explained without the legalese.

Zero Swipe runs on a fully compliant cash discount / dual pricing program. Used at every gas station in America. Standard since 2018. Boring on purpose.

The mechanism

Two prices show. One price wins for you.

01

The shelf price is the cash price.

Every product, every ticket, every menu — listed at the cash price. Same as fuel pumps. Clear, compliant, and exactly what customers already expect.

02

At checkout, the POS adds a small card-fee.

If a customer pays with a card, the system applies a transparent service-fee that exactly covers your processing. We handle the math, the signage, and the receipt language.

03

The full ticket lands in your bank.

Net result: you keep 100% of the price you set. The card-user pays the fee. The cash-payer gets a discount. The processor gets paid. You don't.

Customer-facing menuCafe Onda · Austin
Single Origin Pourover
CASH
$5.50
CARD
$5.66
Cortado
CASH
$4.25
CARD
$4.38
Almond Croissant
CASH
$4.75
CARD
$4.89
Card-fee covers processing≈ 3.0%
Customer reaction

The honest answer.

98%

of merchants report zero customer pushback in the first 90 days.

0

lawsuits or fines in 6+ years of operating this exact structure.

See if 0% fits your business.

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